About Us - Nepmen

Our Story

Nepmen began in early 2025 when Dr. Emmanuel Osei, a financial economics professor at University of Cape Coast, noticed a troubling trend among his students—many were struggling with mounting debt from mobile loans, credit cards, and informal lending systems. What started as classroom discussions about personal finance quickly evolved into after-hours workshops open to the community.

The name "Nepmen" draws inspiration from the New Economic Policy entrepreneurs of the 1920s who helped rebuild economies during challenging times. In a similar fashion, we aim to equip Ghanaians with the financial knowledge needed to rebuild their personal economies and achieve financial freedom.

Within our first three months, attendance at our workshops grew from 12 participants to over 100, revealing the urgent need for accessible financial education in Cape Coast. This overwhelming response prompted us to formalize our program, bringing together a team of financial professionals, educators, and community organizers committed to tackling Ghana's growing personal debt challenges.

Today, Nepmen has evolved from those initial informal sessions into a comprehensive financial education program. We now offer structured workshops, one-on-one counseling, digital resources, and community outreach initiatives—all focused on empowering Ghanaians to take control of their financial futures through practical debt management and responsible spending strategies.

Founder Dr. Emmanuel Osei teaching first workshop

Key Milestones

January 2025: First informal workshop conducted with 12 students
March 2025: Formal establishment of Nepmen as a financial education program
May 2025: Partnership with three local banks to provide financial resources
July 2025: Expansion to permanent facility at Pedu Road
October 2025: Launch of mobile outreach program for rural communities

Our Mission & Values

Our Mission

To empower Ghanaians with the knowledge, skills, and resources needed to manage debt effectively, make informed financial decisions, and build sustainable spending habits for long-term prosperity.

Group financial literacy session in community center

Our Values

Accessibility

We believe financial education should be available to all Ghanaians regardless of their economic status, educational background, or location.

Practicality

Our programs focus on real-world application, providing tools and strategies that can be immediately implemented in participants' daily lives.

Cultural Relevance

We recognize the unique cultural and social factors influencing financial behaviors in Ghana and develop approaches that respect these contexts.

Empowerment

We aim not just to provide information, but to build confidence and agency in managing personal finances and navigating financial institutions.

Meet Our Leadership Team

Dr. Emmanuel Osei

Founder & Executive Director

With over 20 years of experience in banking and academia, Dr. Osei combines practical financial industry knowledge with educational expertise. He previously served as Head of Consumer Banking at a major Ghanaian bank before joining the University of Cape Coast as a Professor of Financial Economics.

Akosua Mensah

Program Director

Akosua brings 15 years of experience in financial counseling and program management to Nepmen. Her background includes developing financial literacy programs for the Ministry of Finance and managing credit counseling services for a major microfinance institution.

Kwame Boateng

Community Outreach Manager

Formerly a branch manager for a rural banking network, Kwame specializes in bringing financial services to underserved communities. He leads our mobile outreach programs and develops partnerships with community organizations throughout the Central Region.

Abena Darko

Curriculum Development Specialist

Abena combines her background in educational psychology with financial expertise to design our workshop curriculum. Her innovative teaching methodologies help make complex financial concepts accessible to participants of all educational backgrounds.

Our Impact & Achievements

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5,000+ Participants

In our first year of operation, we've provided financial education to over five thousand individuals across the Central Region of Ghana, with 68% reporting significant improvements in their debt management strategies.

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12 Financial Partnerships

We've established collaborations with twelve financial institutions, including banks, microfinance organizations, and mobile money providers, creating channels for improved terms for our program graduates.

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Digital Resources

Our mobile application and digital budget tools have been downloaded over 8,000 times, providing continuous support to participants beyond our in-person workshops.

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Educational Reach

We've implemented our curriculum in 15 secondary schools and 3 universities, reaching young adults before they develop problematic financial habits.

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Debt Reduction Success

Program graduates report an average 32% reduction in personal debt within six months of completing our workshops, with a 45% decrease in high-interest short-term borrowing.

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Community Impact

Our mobile financial literacy units have reached 24 rural communities, providing services to over 3,000 individuals who previously had limited access to financial education.

What Our Participants Say

Joseph Adu

Small Business Owner

"Nepmen's workshops completely transformed how I manage both my personal finances and my small business accounts. Before attending, I was constantly taking short-term loans to cover inventory purchases, creating a cycle of debt that seemed impossible to escape. The practical budgeting techniques and negotiation strategies I learned helped me restructure my existing debt and establish proper cash flow management. Within eight months, I've reduced my overall debt by 40% and have started a small emergency fund for my business."

Grace Tetteh

Teacher

"As a teacher with a modest income, I was struggling with multiple loans and credit card debts that consumed nearly 70% of my monthly salary. The 'Reading Loan Terms' workshop was eye-opening—I discovered I was paying excessive fees that weren't clearly explained when I signed up for these loans. Nepmen's counselors helped me create a consolidation plan and taught me how to negotiate with creditors. I'm now on track to be debt-free within two years, and for the first time, I'm contributing to a retirement savings plan."

Kofi Mensah

University Student

"I joined Nepmen's campus program during my second year at university when I realized I had accumulated significant debt through mobile money loans and buy-now-pay-later schemes for electronics and textbooks. The 'Financial Discipline for Students' workshop helped me understand how these small loans were creating a major financial burden. I've now set up a simple tracking system for my expenses, created a realistic student budget, and found part-time work to avoid new debt. The peer support group that formed after the workshop has been invaluable in maintaining my new financial habits."

Our Work in Action

Workshop session with interactive financial planning

Interactive debt management workshop at our main facility

Mobile outreach program in rural village

Our mobile financial education unit serving a rural community

Personalized financial counseling with our trained advisors

Youth financial literacy program in secondary school

Financial education program at Cape Coast Secondary School

Community financial workshop with diverse participants

Community-wide financial literacy seminar at Cape Coast Town Hall

Training session for new financial educators

Training new financial educators for our expanding programs

Ready to Take Control of Your Financial Future?

Join thousands of Ghanaians who have transformed their relationship with debt through our programs. Whether you're struggling with mounting credit burdens or simply want to build better financial habits, we have resources designed for your needs.

Contact Us Today Explore Our Workshops